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|TERM LIFE / WHOLE LIFE / HEALTH
|TAX-FREE RETIREMENT INCOME / COLLEGE FUNDS
|IUL / WHOLE LIFE INSURANCE
|I believe Life insurance is the
greatest preventer of poverty...
I would strongly suggest to get your
life insured before you become
uninsurable or it's too late.
|Calculate how much Life
Insurance you may need for
yourself, your family and/or
|STEP 1; Request a free quote
STEP 2: Review the plan
STEP 3: Apply for coverage
|Would you like to have tax-free income in your golden years or have funds available for your kid's future
The plan of wealth accumulation, also known as Indexed Universal Life (IUL) is basically placed (partly)
on the upward movement of a stock market index.
These type of policies generally allows you to allocate on indexes such as S&P 500, Dow Jones or
In these types of policies, you do not actually invest in equity positions.
Indexed Universal Life (IUL) policies offers you tax-deferred cash accumulation for retirement, but at the
same time, offers a death benefit.
If you are looking for a permanent life insurance policy, but at the same time looking for benefits while
you are alive, you are then at the right place.
There are some advantages to this type of policy.
Few of them are that it accumulates cash value tax deferred, tax managed income for retirement or
college planning, and lastly, tax free proceeds transferable at death.
Equity Indexed Universal life insurance offers combination of life insurance with the ability to accumulate
cash values that grow with the upward movement of a stock index without the normal downside risk
associated with the equities market.
So in short, whether your objective is to obtain a flexible low cost policy, or to maximize retirement
income in the most tax efficient way, or to have funds available for your kid's future education, such as
college fees, this is the policy.
CA DOI Lic. #0K77816
|The information, general principles, and conclusions presented on this page are subject to change without notice, and also are subject to underwriting guidelines. The information provided is generalized and It should not be used as
a substitute for the professional advice of an attorney, an accountant, tax advisor, or any other professionals. CoverLine Insurance Services, the owners of the agency, the agents representing the agency, and staff members are not
providing any legal, accounting, or tax advice. CoverLine Insurance Services is an independent insurance agency licensed by the California Department of Insurance, License #0K77816.